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	<title>The Helcim Blog</title>
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	<link>http://helcimblog.com/blog</link>
	<description>Credit Card Processing - Industry Perspectives</description>
	<lastBuildDate>Tue, 27 Jul 2010 18:41:03 +0000</lastBuildDate>
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		<item>
		<title>Vhishing is the new phishing</title>
		<link>http://helcimblog.com/blog/security/vhishing-is-the-new-phishing/</link>
		<comments>http://helcimblog.com/blog/security/vhishing-is-the-new-phishing/#comments</comments>
		<pubDate>Tue, 27 Jul 2010 18:41:03 +0000</pubDate>
		<dc:creator>HelcimBlog</dc:creator>
				<category><![CDATA[Security]]></category>
		<category><![CDATA[bank account fraud]]></category>
		<category><![CDATA[credit card fraud]]></category>
		<category><![CDATA[fraudsters]]></category>
		<category><![CDATA[phishing]]></category>
		<category><![CDATA[scam]]></category>
		<category><![CDATA[scams]]></category>
		<category><![CDATA[vhishing]]></category>

		<guid isPermaLink="false">http://helcimblog.com/blog/?p=254</guid>
		<description><![CDATA[Although the title might not make sense to most, phishing scams have affected tens of millions of individuals over the years. The principal is simple; fraudsters duplicate a website that looks almost identical to that of a financial institution or popular e-commerce destination. They then send you an email pretending to be this financial institution [...]]]></description>
		<wfw:commentRss>http://helcimblog.com/blog/security/vhishing-is-the-new-phishing/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Why you should consider giving free shipping to your online customers.</title>
		<link>http://helcimblog.com/blog/e-commerce/why-you-should-consider-giving-free-shipping-to-your-online-customers/</link>
		<comments>http://helcimblog.com/blog/e-commerce/why-you-should-consider-giving-free-shipping-to-your-online-customers/#comments</comments>
		<pubDate>Wed, 23 Jun 2010 23:39:01 +0000</pubDate>
		<dc:creator>HelcimBlog</dc:creator>
				<category><![CDATA[e-Commerce]]></category>
		<category><![CDATA[free shipping]]></category>
		<category><![CDATA[online shopping]]></category>
		<category><![CDATA[online store]]></category>
		<category><![CDATA[shipping options]]></category>
		<category><![CDATA[virtual store]]></category>
		<category><![CDATA[web store]]></category>

		<guid isPermaLink="false">http://helcimblog.com/blog/?p=249</guid>
		<description><![CDATA[Most people love the convenience of online shopping but hate the shipping and handling fees associated with it. Can you think of time when you were at your computer ready to make an online purchase, saw the shipping charges and decided to go to a retail store later instead? Many online store operators dislike the [...]]]></description>
		<wfw:commentRss>http://helcimblog.com/blog/e-commerce/why-you-should-consider-giving-free-shipping-to-your-online-customers/feed/</wfw:commentRss>
		<slash:comments>1</slash:comments>
		</item>
		<item>
		<title>Promoting your store&#8217;s website</title>
		<link>http://helcimblog.com/blog/small-business-advice/promoting-your-stores-website/</link>
		<comments>http://helcimblog.com/blog/small-business-advice/promoting-your-stores-website/#comments</comments>
		<pubDate>Mon, 14 Jun 2010 19:19:29 +0000</pubDate>
		<dc:creator>HelcimBlog</dc:creator>
				<category><![CDATA[Small Business Advice]]></category>
		<category><![CDATA[merchants]]></category>
		<category><![CDATA[online store]]></category>
		<category><![CDATA[promo codes]]></category>
		<category><![CDATA[promoting your website]]></category>
		<category><![CDATA[retail]]></category>
		<category><![CDATA[store website]]></category>

		<guid isPermaLink="false">http://helcimblog.com/blog/?p=244</guid>
		<description><![CDATA[Almost every store, restaurant and retail location has a website. However, few of them will actively promote it to their customers. With many store owners adding e-commerce to their site, failing to take advantage of your retail tranfic can be a missed opportunity to increase your online traffic and potentially increase your business’ sales. Promoting your website [...]]]></description>
		<wfw:commentRss>http://helcimblog.com/blog/small-business-advice/promoting-your-stores-website/feed/</wfw:commentRss>
		<slash:comments>1</slash:comments>
		</item>
		<item>
		<title>Is your credit card processor PCI-Level 1 certified?</title>
		<link>http://helcimblog.com/blog/credit-card-processing/is-your-credit-card-processor-pci-level-1-certified/</link>
		<comments>http://helcimblog.com/blog/credit-card-processing/is-your-credit-card-processor-pci-level-1-certified/#comments</comments>
		<pubDate>Thu, 04 Mar 2010 01:05:58 +0000</pubDate>
		<dc:creator>HelcimBlog</dc:creator>
				<category><![CDATA[Credit Card Processing]]></category>
		<category><![CDATA[mastercard sdp]]></category>
		<category><![CDATA[payment security]]></category>
		<category><![CDATA[pci certification]]></category>
		<category><![CDATA[pci-dss]]></category>
		<category><![CDATA[sensitive information]]></category>
		<category><![CDATA[visa cisp]]></category>

		<guid isPermaLink="false">http://helcimblog.com/blog/?p=233</guid>
		<description><![CDATA[Although you would think that the answer would always be &#8216;yes&#8217;, many merchants are surprised to hear that the company they have been dealing with is not certified. Q: Do all processors need to be certified? Any institution that handles credit card information is required to be PCI certified. However, some providers will portray themselves [...]]]></description>
		<wfw:commentRss>http://helcimblog.com/blog/credit-card-processing/is-your-credit-card-processor-pci-level-1-certified/feed/</wfw:commentRss>
		<slash:comments>2</slash:comments>
		</item>
		<item>
		<title>Canadian-Merchant-Accounts.ca Launched!</title>
		<link>http://helcimblog.com/blog/credit-card-processing/canadian-merchant-accounts-ca-launched/</link>
		<comments>http://helcimblog.com/blog/credit-card-processing/canadian-merchant-accounts-ca-launched/#comments</comments>
		<pubDate>Wed, 17 Feb 2010 19:03:53 +0000</pubDate>
		<dc:creator>HelcimBlog</dc:creator>
				<category><![CDATA[Credit Card Processing]]></category>
		<category><![CDATA[canada credit card processing]]></category>
		<category><![CDATA[canadian merchants]]></category>
		<category><![CDATA[merchant account]]></category>
		<category><![CDATA[merchant account fees]]></category>

		<guid isPermaLink="false">http://helcimblog.com/blog/?p=213</guid>
		<description><![CDATA[Many business owners have heard of the term &#8220;merchant account&#8221; but few understand what a merchant account is or what it does. In our continuing efforts to educate business owners on the sometimes-complex world of credit card processing, we are proud to launch www.Canadian-Merchant-Accounts.ca. The website was designed by Helcim&#8217;s staff as a resource tool [...]]]></description>
		<wfw:commentRss>http://helcimblog.com/blog/credit-card-processing/canadian-merchant-accounts-ca-launched/feed/</wfw:commentRss>
		<slash:comments>1</slash:comments>
		</item>
		<item>
		<title>Axe Music, a Great Sales Follow-Up Example</title>
		<link>http://helcimblog.com/blog/e-commerce/axe-music-a-great-sales-follow-up-example/</link>
		<comments>http://helcimblog.com/blog/e-commerce/axe-music-a-great-sales-follow-up-example/#comments</comments>
		<pubDate>Tue, 19 Jan 2010 06:16:13 +0000</pubDate>
		<dc:creator>HelcimBlog</dc:creator>
				<category><![CDATA[e-Commerce]]></category>
		<category><![CDATA[axe music]]></category>
		<category><![CDATA[follow-up]]></category>
		<category><![CDATA[online shopping]]></category>
		<category><![CDATA[online stores]]></category>
		<category><![CDATA[sales process]]></category>

		<guid isPermaLink="false">http://www.helcimblog.com/?p=210</guid>
		<description><![CDATA[The large majority of businesses do not have a sales follow-up program in place. Once a customer makes a purchase, they are on their way, often never to be heard from again. Going the extra miles to ensure that your customer had an enjoyable shopping experience can make the difference between a one-time sale and a [...]]]></description>
		<wfw:commentRss>http://helcimblog.com/blog/e-commerce/axe-music-a-great-sales-follow-up-example/feed/</wfw:commentRss>
		<slash:comments>1</slash:comments>
		</item>
		<item>
		<title>Recommended Steps to Reduce Fraudulent Online Orders</title>
		<link>http://helcimblog.com/blog/e-commerce/recommended-steps-to-reduce-fraudulent-online-orders/</link>
		<comments>http://helcimblog.com/blog/e-commerce/recommended-steps-to-reduce-fraudulent-online-orders/#comments</comments>
		<pubDate>Wed, 02 Dec 2009 22:21:36 +0000</pubDate>
		<dc:creator>HelcimBlog</dc:creator>
				<category><![CDATA[e-Commerce]]></category>
		<category><![CDATA[address verification service]]></category>
		<category><![CDATA[avs]]></category>
		<category><![CDATA[billing address]]></category>
		<category><![CDATA[card verification value]]></category>
		<category><![CDATA[chargebacks]]></category>
		<category><![CDATA[credit cards]]></category>
		<category><![CDATA[CVV]]></category>
		<category><![CDATA[fraud]]></category>
		<category><![CDATA[international orders]]></category>
		<category><![CDATA[online orders]]></category>
		<category><![CDATA[shipping address]]></category>

		<guid isPermaLink="false">http://www.helcimblog.com/?p=202</guid>
		<description><![CDATA[Below is a list of steps recommended to help online merchants fight against fraudulent transactions and stolen credit card numbers. These steps do not need to be performed in any specific order and might not apply to all transactions. What’s important is that merchants are vigilant in looking for common red flags and patterns. If [...]]]></description>
		<wfw:commentRss>http://helcimblog.com/blog/e-commerce/recommended-steps-to-reduce-fraudulent-online-orders/feed/</wfw:commentRss>
		<slash:comments>1</slash:comments>
		</item>
		<item>
		<title>Cheque presenters, tip trays and table reserve signs&#8230; for FREE!</title>
		<link>http://helcimblog.com/blog/credit-card-processing/cheque-presenters-tip-trays-and-table-reserve-signs-for-free/</link>
		<comments>http://helcimblog.com/blog/credit-card-processing/cheque-presenters-tip-trays-and-table-reserve-signs-for-free/#comments</comments>
		<pubDate>Fri, 30 Oct 2009 21:49:51 +0000</pubDate>
		<dc:creator>HelcimBlog</dc:creator>
				<category><![CDATA[Credit Card Processing]]></category>
		<category><![CDATA[american express decal]]></category>
		<category><![CDATA[amex decal]]></category>
		<category><![CDATA[check presenters]]></category>
		<category><![CDATA[cheque presenters]]></category>
		<category><![CDATA[decal]]></category>
		<category><![CDATA[interac decal]]></category>
		<category><![CDATA[mastercard decal]]></category>
		<category><![CDATA[table reserve signs]]></category>
		<category><![CDATA[tip trays]]></category>
		<category><![CDATA[visa decal]]></category>

		<guid isPermaLink="false">http://www.helcimblog.com/?p=196</guid>
		<description><![CDATA[Of course most restaurant owners don&#8217;t expect to pay for these branded items, but getting your hands of them just got easier! American Express now offers Canadian merchants accepting their card brand the ability to order all the supplies they need directly from their website. They are even kind enough to put their competitors logos [...]]]></description>
		<wfw:commentRss>http://helcimblog.com/blog/credit-card-processing/cheque-presenters-tip-trays-and-table-reserve-signs-for-free/feed/</wfw:commentRss>
		<slash:comments>3</slash:comments>
		</item>
		<item>
		<title>PayPal&#039;s New Reserves</title>
		<link>http://helcimblog.com/blog/credit-card-processing/paypals-new-reserves/</link>
		<comments>http://helcimblog.com/blog/credit-card-processing/paypals-new-reserves/#comments</comments>
		<pubDate>Thu, 03 Sep 2009 14:01:31 +0000</pubDate>
		<dc:creator>HelcimBlog</dc:creator>
				<category><![CDATA[Credit Card Processing]]></category>
		<category><![CDATA[fund holds]]></category>
		<category><![CDATA[held funds]]></category>
		<category><![CDATA[merchant accounts]]></category>
		<category><![CDATA[paypal]]></category>
		<category><![CDATA[reserves]]></category>
		<category><![CDATA[rolling reserves]]></category>

		<guid isPermaLink="false">http://www.helcimblog.com/?p=188</guid>
		<description><![CDATA[With bankruptcies on the rise this year, many processors and third party aggregators are looking for ways to manage risks. John Tozzi of Business Week reported that PayPal started implementing reserves of up to 20% on some of its merchants, for a period of up to 60 days. However, there have been reports of reserves [...]]]></description>
		<wfw:commentRss>http://helcimblog.com/blog/credit-card-processing/paypals-new-reserves/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Visa and MasterCard Processing Statistics</title>
		<link>http://helcimblog.com/blog/credit-card-processing/visa-and-mastercard-processing-statistics/</link>
		<comments>http://helcimblog.com/blog/credit-card-processing/visa-and-mastercard-processing-statistics/#comments</comments>
		<pubDate>Thu, 30 Jul 2009 16:14:22 +0000</pubDate>
		<dc:creator>HelcimBlog</dc:creator>
				<category><![CDATA[Credit Card Processing]]></category>
		<category><![CDATA[banknet]]></category>
		<category><![CDATA[cardholders]]></category>
		<category><![CDATA[MasterCard]]></category>
		<category><![CDATA[number of cardholders]]></category>
		<category><![CDATA[number of mastercard transactions]]></category>
		<category><![CDATA[number of visa transactions]]></category>
		<category><![CDATA[Q2 2009]]></category>
		<category><![CDATA[Visa]]></category>
		<category><![CDATA[visanet]]></category>

		<guid isPermaLink="false">http://www.helcimblog.com/?p=181</guid>
		<description><![CDATA[With the latest financial results being releases by Visa and MasterCard today, we decided to crunch some numbers. Why? Simply because these numbers are fun and interesting to us! Number of credit cards with the Visa brand on them: 1.7 billion Number of credit cards with the Mastercard brand: 959 million Number of transactions processed by [...]]]></description>
		<wfw:commentRss>http://helcimblog.com/blog/credit-card-processing/visa-and-mastercard-processing-statistics/feed/</wfw:commentRss>
		<slash:comments>1</slash:comments>
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